The cheapest way to do an official legal will

Getting lots done during our down time here. But, it's been busy! There's been something going on almost every day, and when there's nothing going on we are doing Ecuador research and planning for the Mexico RV trip this winter!

Life is never boring, that's for sure! We've also been looking after some personal things like changing our banking, credit card, and investing providers. Along that same line of thinking is updating our wills... something that hadn't been done since 1996!

September Expenses

Well, it was by no means a cheap month, but it did come in pretty much where we expected it to... so there were no real surprises. We always spend more money visiting "home" than we do when we're traveling!

We spent a total of $2,731 CAD ($2,060 USD) for the month.

Here are all the details...

More Ecuador planning

Last day of September! And our Ecuador trip starts in less than two weeks, so I figured I had better get some more planning done.

We are only there for three weeks... not very long in Kevin and Ruth time. And out of our 21 days there, we are a full week in Quito and 8 days in Galapagos, so that only leaves 6 days to see the rest of the country!

Weekend away, day 2

Well, we must be getting older and wiser. It seemed like nobody woke up with a sore head from excessive consumption!

But, we did wake up to rainy skies and it stayed that way until well after lunch. So it was an inside morning.

Away for the weekend

Yesterday, I kissed Ruth goodbye at around noon, and arrived at the "cottage" at around 2:00pm. I took all the back roads and the route was 141 kms (87 miles). One section was pretty curvy, but there has hardly any traffic the whole drive.

No problem finding the place.

Booked for Galapagos!

Yesterday, I finally received my ScotiaBank Passport Visa card with its 0% foreign exchange fee and six free airport lounge passes. For a traveler who is based in Canada, this is by far the best credit card available.

And that essentially completes our transition from TD Bank to ScotiaBank. The bank and investment accounts are all switched over, and direct debit and deposits are changed as well. Glad that's all done!

Home renovations in Ottawa

We are pretty proud of our daughter Lindsey and her husband Justin. They are finally going out on their own in the business world and he is going to work for himself. It's a big step to give up a regular steady income when you've got a mortgage and bills and a young family to support. I remember doing that myself when I was at that stage in life. It's very exciting, but you're a little nervous at the same time!

He's going into partnership with a good friend of his (also named Kevin!) who he has been working with for the past several years at a major Ottawa construction company.

Road trip!

Monday after lunch, we headed out on a road trip. It was about a two hour drive from here to the little town of Ingleside on the St. Lawrence River across from New York State.

We had been invited to visit our friends Bob and Denise and their dog Scarlet! You might remember them from last year's Mexico RV Caravan trip.

If you are not enjoying yourself, then what's the point?

When Ruth and I were out on our 5 km (3 mile) powerwalk this morning, we were discussing the things that people do with the hope of extending their life. Many of these things are related to doctor's visits where they are trying to fix a problem that could have been avoided in the first place.

That's exactly why we exercise and keep active.

A great day to go see the RCMP Musical Ride!

A few weeks back, daughter Lindsey asked if we wanted to join them at the Ottawa Fall Horse Festival where the headline act was to be the Royal Canadian Mounted Police Musical Ride.

If you've never seen the RCMP Musical Ride, it's quite the special show. Ruth and I have probably seen it two or three times before in our lives, but it's been a long time. Plus, it sounded like a fun way to spend some time with our daughter and her family.

You deserve to know why we are changing banks

I mentioned earlier this week that we began the transition to a different bank here in Canada. We have been with TD Bank for over 30 years, but their fees were no longer the best deal for our lifestyle.

During this transition though, I became frustrated with the fact that I had to do this at all. It's a pain in the butt changing banks. But my math said that we would save around $700 a year... so it's worth it!

No, we won't be doing any Galapagos cruises!

I spent far too much time yesterday on the internet doing Galapagos research. I read a lot of blog posts from people who have been there, and I researched prices and activities.

Many people say that you must do a Galapagos cruise in order to properly experience the islands. I don't think this is necessarily true. Plus, Galapagos cruises are ridiculously expensive.

Well, it looks like we are going to Galapagos Islands!

When we booked our trip to Ecuador in July, the idea was to visit a relatively inexpensive country for a change. And, we did get a great deal on the airfare, at $535 CAD ($410 USD) each, round trip from Ottawa.

I mentioned at the time that we were thinking of taking an intensive Spanish course while there, but we've decided against that. It would simply take up too much time that could be better spent exploring!

Yeehaw, our camera is back!

On September 9th, we approved the quoted $345 CAD ($260 USD) cost to repair our damaged Nikon P900 camera at the Nikon Service Center in Toronto.

They have an online portal where you can check the status of the repair. I had been checking it regularly, and under "Status" it still said "Shop". Last Friday, the status was changed to "Approved".

Reflecting on our Australia RV trip

Well, it's already been almost a month since we left Australia! And while it's still fairly fresh in our minds, we wanted to go over the trip with you and tell you what we might have done different if we were to do it again.

So here's the good and the bad... but mostly good!