How we spent $40,000 on our credit card in the last year.

The credit card we use is called the Scotiabank Passport Visa Infinite. The main reason we got this card is because it's one of the rare Canadian cards that has a 0% foreign transaction fee. And because we use it for a lot of foreign purchases, that's a big savings for us compared to most standard Canadian cards that charge 2.5% on foreign transactions. 

In fact, we saved about $800 over the last 12 months just because of that. 

The card also gives points, and they've been adding up!

An interesting turn of events

We notice that some of the trees are starting to change color, and there are a few more leaves each day falling onto our back patio where we are staying. Winter is on its way. 

But, it was still a beautiful day yesterday. So, taking advantage of that, we headed out for another bike ride to get some more sunshine, fresh air, and exercise.

Maybe something is in the works

We were back up at the house yesterday. Our son in law Justin agreed to patch the hole in the drywall for us, and they were picking up some dining room chairs that we had agreed to give them, so it killed two birds with one stone.

As we arrived, I saw that a guy was taking a photo of the "For Sale" sign so I went down and spoke to him.

Finally made it out for a nice hike

It was a beautiful day on Friday and so we made plans for just the two of us to go for a hike. There aren't a lot of great hikes around the Ottawa side of the river, but just across the river in the province of Quebec is Gatineau Park which has a lot of hiking trails. 

We chose the trail around Lac Philippe, a beautiful lake with several beaches. It's a really busy spot during July and August, but on a Friday in September there was hardly anybody around. 

20 Years ago today

Of course everybody remembers where they were 20 years ago today. 

We were both working... normal lives, with a house and two kids (15 and 13) and a dog and a cat. I was working as an appraiser at a Maaco Collision Repair Shop. Worst job I ever had! And Ruth was working at an office supply company. Where I was, the radio was always on the talk news station, so we heard the whole thing right from the beginning and the office staff listened to it all day.

Just thinking out loud...

Less than three weeks to go. We head back to Germany on September 30th. That's if they let us in. The one thing we were worried about when returning to Canada was if things change enough that they might not let us back into Europe. I see that the EU added a bunch more to their list of "high risk" countries. Fortunately Canada isn't among them yet, but a lot can change in three weeks.

Not that it matters to us right now, but I see that Germany has once again blocked Albania as a "high risk" country, yet Netherlands (right next door to Germany) still considers Albania to be a "safe" country. There is nothing stopping you from crossing the land border from Netherland into Germany. 

Funny story

It rained yesterday morning, but we did manage to get out for a late afternoon bike ride. I had a replacement credit card waiting for me at the Scotiabank in Osgoode. It's about a 45 minute ride one way, so we had to set a good pace because it was already 3pm and it closed at 4pm.

No problem, got there with time to spare, and picked up the new card. The old card was still okay, but it would no longer "tap".

It's a crazy world

Boy, it sure is a crazy world out there right now. Politics, religion, and now Covid. The three things you can't talk about because someone is sure to be offended. Can't we all just get along? It amazes me how closed minded many people are.

So while we're on the subject of Covid, the U.S. land border remains closed to Canadians. Despite the fact that the Canadian land border is open to Americans. And the Mexican land border has always been officially closed, but in reality it's totally open. You can't make this stuff up. Craziness.

Our route south

I ordered Max's new propane tanks yesterday and woke up to an email this morning saying they had been shipped and would arrive by Thursday at the latest. 

I had contacted our guy at the dealer so he knew to expect them. They treat us really well there. I asked if they had time to fill them and install them prior to our arrival, and he said worst case scenario they would certainly help me do it when we arrive, but I wouldn't be surprised to see them installed and ready to go.

Toronto Zoo tickets booked

I took a rare blogging day off yesterday! 

We were up at the house again. But we have to go up again tomorrow to put the trash out by the side of the road for Wednesday morning pickup. We thought we were almost finished, but we moved a big cabinet in the kitchen that had been sold to find a big hole in the wall behind the cabinet. More patching and painting. Going to have to do the whole wall. We're sure getting tired of doing that drive.

Still enjoying watching Blue Jays baseball. They're in a race for a wild card spot and they've won 4 in a row. It's going to be tough, but it could still happen. Would be nice, but either way we are enjoying it.

Max's propane problem, and granddaughter Sadie comes for a visit

I've been trying to work on the solution to our RV propane problem with our motorhome Max who is waiting for us over in Germany. What we want is tanks that can be refilled at a self serve style gas station type of propane pump that are common all over Europe. It's the cheapest and most convenient way of filling your propane.

But the problem is that I can't get anybody to install a system in Germany that is cost effective. 

So, there's another thing out of the way

We were back up at the house yesterday. We are almost done though... probably one more day to finish everything up, so we won't go up again until Sunday. I got both the back and the front entrance doors painted while Ruth's brother Colin had rented a heavy duty carpet cleaner at Home Depot and did the rug in the family room. It was in pretty nasty shape, and we considered actually changing it out but the end result using the cleaner was better than expected so I think we'll just leave it.

When selling a house it's always a big question mark as to how much painting and decorating to do, isn't it? Because many people will move to a new home and redecorate anyhow the way they want it.

You can't see everything

You may have noticed the header photos are showcasing our Africa trip during 2013-14. It occurred to me that we didn't have very good internet at times during that trip, and not as many photos got posted to this blog. Anyhow, we're not doing much that warrants a new header photo right now so I thought I would put some of the better ones up through this month.

We recently spent two months in Tanzania and never went on safari. We simply couldn't justify the ridiculous cost, especially right after we spent ridiculous amounts of money climbing Kilimanjaro. And actually, I don't regret not doing the safari thing.

September is the best time of year to be in Canada

In our opinion, September is definitely the best time of the year to visit any part of Canada. That's why we purposely try to plan our visits to Canada during this month.

In Canada, most of the kids go back to school the first week of September, so if you're out exploring things will be quieter. The mosquitoes and black flies that typically infest most of Canada during the other good weather months of May through August have pretty much died off by September. And September weather is usually exactly the way we like it... not too hot, and not too cold.

August Expenses

Not a bad month.

Considering we had pricey summertime flights from Germany back to Canada, and paid for an expensive 10 day car rental, our expenses were only slightly higher than we expected them to be.

We spent a total of $2,836 CAD ($2,255 USD) for the month. Here's how it all broke down...